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Service Charges

At Riverstone Bank (formerly Tri Valley Bank) savings accounts are free.

Transfers and Withdrawals

You may make transfers from your savings account to another account of yours within the bank either by phone or by signing a withdrawal order at our office. You may withdraw cash by signing a withdrawal order at our office.

You may not have a bank debit card for this account.

We do not allow pre-authorized automatic debits against savings accounts to pay third parties.

Interest Earnings

Interest earned is credited and compounded to the account monthly. If you close your account before interest is credited, you will not receive the accrued interest.

Interest is calculated on the average daily collected balance (earnings balance). Such average balance of an account is determined by adding the collected balance of the account for each day of the month and dividing that sum by the number of days in the month.

Interest begins to accrue on non-cash deposits no later than the business day we receive credit for the deposit of non-cash items. Checks are considered non-cash items.

The interest rate and Annual Percentage Yield may change. At our discretion, we may change the interest rate on your account daily. The account statement will report the Annual percentage yield. You may call the bank anytime to learn the current interest rate your account is earning.

Periodic Account Statements

We mail account statements to you every three months. You may have your passbook updated at our offices during any business day.

What makes a great bank?

Our people are what set Riverstone Bank apart. We work hard to deliver competitive financial services and provide responsive, local decision making.

Read More About Our History